Express Next Credit Card, is a card offered by Comenity Bank. It is a credit card, designed with cardmember benefits, to aid transactions and cardholder protection.
Express Next, plays host to affordable fashion, of all sizes to customers.
Express Next credit card, makes your credit card experience worthwhile. It offers you credit programs, which connects you to the brands you love, and enhances your shopping experience with tips, to optimize your finances. Express Next Pay credit card, can only be used at Express Next stores.
Express Next Credit Card Benefits | Express Next Card
Express Next Credit Card, offers the following unique benefits to cardholders;
- You get 20 points for every $1 you spend using the card
- It also offers you a $10 Reward for every 2500 points you get
- There are also Bonus point opportunities for cardholders
- Get birthday gifts on your birthday
- Once you earn up to 7500 points, you can level up to A-List status
- Manage and keep tabs on your account, anywhere anytime
- Take advantage of the 24/7 Online Access, and sign up for secure online account management
- Cardholders get a 5% off every day, as they use their Express Next Pay credit card in select stores.
Express Next Credit Card Fees & Rates
Express Next Credit Card , charges the following fees and rates
- Annual Fee – None
- APR for Purchases – 28.49% ( This varies with the market, depending on the Prime Rate )
- Grace Period – 25 days
- Minimum Interest Charge – No less than $1.00 per credit plan
- Late Payment Fee – $38.00
- Returned Payment – $38.00.
Express Next Credit Card Application Guide
Intending applicants, for the Express Next credit card, can use the following guide to apply for the credit card.
- Visit the secure application page of Comenity Bank
- Go thru the important information as regards opening an account
- The next thing you are required to do next is to provide the following personal information; First name, MI (Optional), Last name, Suffix (Optional), Social security number, Date of birth, and Annual income.
- Once you complete the above-mentioned steps, you are to provide the following contact information; Zip code, Street address, Suite or Apartment, City, State, Email address, Confirm email address, Mobile phone, Alternate phone
- This next step needs you to add an authorized buyer to your account. To do this, check the “yes” or “No” tab
- Tap on the “Continue” tab to be directed further on what to do to complete the application procedure.
Express Next Credit Card Activation | Express Next Card
Once your Express Next Pay credit card gets approved and you receive the card, you are to activate the card, to enable you to use it.
- Enter your, Credit card number, Zip code/Postal code and the Last 4 digits of your social security number or Social insurance number.
- Click on “Find my Account”
- On the next page that pops up, key in your profile details, and set your Username/Password
- Finally, click on the “Create Account” tab, to get your card activated.
Express Next Credit Card Login | Express Next Card
If you are new to the login procedures of Express Next credit card, follow this steps to log in your card;
- Scroll to the login page of Express Next credit card
- Enter your Username and Password, and
- Tap on the “Sign In” button to log in.
How to Recover Username or Password
To successfully gain access to your Express Next Pay credit card account, you must remember your Username and password. Thus if you can’t recall your username or password, here’s how to recover it.
- Navigate to the card login page
- Click on the “Forgot Username/Password” link on the middle section of the screen.
- Enter the following details; Account number, SSN, Date of birth, Mother’s name, to successfully recover your username or password.
How to Make Express Next Credit Card Bill Payment
Wondering how you can make your Express Next credit card bill payment?
- Login into your credit card account
- Look for the payment tab
- Select a suitable payment option, and make your credit card bill payment.
You can also mail your payment to the following address;
Comenity Bank
PO Box 65978
San Antonio, TX 78265-9728
Express Next Credit Card Customer Service Contact
For any issue concerning the Express Next Pay credit card, call at 1-888-EXP-1980 ( 1-888-397-1980 ).