Destiny MasterCard Credit Card – Maybe you think your poor credit status or bankruptcy crushes any hopes of getting an unsecured credit card, when hard times fall, most people think it can be nearly impossible to turn things around. The destiny MasterCard has your best interest in mind when your credit goes up in flames.
Destiny MasterCard credit card is a credit card issued by Genesis financial card service, a specialist in the subprime credit market place. This card is the perfect card for those with an imperfect credit score.
All You Need to Know…
Like I said earlier, the destiny MasterCard is an ideal credit card for those with bad or fair credit who want the purchasing lower of MasterCard but without the security deposit required NTS of a secured credit card.
With a modest annual fee and manageable initial credit limit, the destiny card doesn’t care about your credit pass. Instead, it helps you focus on your credit repair journey.
The destiny MasterCard credit card is ideal for those who;
- Want a credit card with the versatility to make foreign purchase.
- Plan to pay their statement in full every month.
- Have less than perfect credit.
- Want a MasterCard but don’t want to page a security deposit.
This MasterCard credit card offers all of the benefits of a MasterCard without a security deposit, plus your account history is reported to the three major credit bureaus, giving you a chance to build credit as you keep your account in good standing.
Card Highlights
- An opportunity to build and access credit.
- Chip card technology for additional fraud protection.
- 24/7 access to your account, even on mobile devices.
- Multiple card design options to choose from at no extra charge.
- Quick pre-qualification is available with no impact on your credit score.
- Reports to all three major credit bureaus.
- Has all the benefits of a MasterCard without a security deposit.
Card Fees
The destiny MasterCard credit card offers cardholders with an imperfect credit history, a way to build and access a small line of credit. Here are its card fees rate;
- Annual fee; $59 – $99.
- Maintenance fee; $0
- Application fee; $0
- APR; 24.9%
- Foreign transaction fee; 1%
- Penalty fee; 29.9%
- Late payment fee; up to $40
Drawbacks of This Card
The drawbacks don’t outweigh the benefits but it’s important to consider them before applying for the card.
- It has a higher than average APR starting at 24.9%.
- An annual fee.
- No rewards program or cash backs.
Conclusion
When looking for the right credit card, most people value superior protection options and chooses a card that makes them feel secure about their purchases and account. The destiny MasterCard has the same great protection features as any other MasterCard credit card.