The big lots credit card is issued by the Comenity bank. This credit card is great for people who have little or no credit as it helps them build credit.
Benefits of the Big Lots Credit Card
- You get offered six months with no interest if you pay your credit in full within six months on purchases of $250 or more.
- You have 12 months of no interest financing if you pay your credit in full within a 12 months period on purchases of $250 or more made with your Big Lots credit card.
- Say goodbye to annual fee.
- You get to enjoy special member offers.
- The flexibility of choosing from available financing options when you make a purchase.
- Should you forget your Big Lots credit card, you are provided with is an in-store lookup to complete your purchase.
- Your card can be used either online or in-store.
Eligibility for Big Lots Credit Card
To be able to apply you need to:
- Be age of majority in your territory or state.
- Have a valid government-issued photo ID.
- Have a valid government-issued TIN (like SSN or SIN).
- Have a rural route, street number or FPO/APO mailing address.
How to Apply for Big Lots Credit Card:
Follow the steps below to apply;
- Open your browser and head over to comenity.net/ac/biglots/public/home.
- Click on “Apply”.
- Enter your personal info, which includes your first name, last name, social security number, date of birth, and annual income.
- Fill out your street address, zip code, suite or apartment (optional), city, state, email address, confirm the email address, mobile phone, and alternate phone.
- Add an authorized buyer to your account.
- Then click “Continue”.
How to Activate Big Lots Card
You have to activate your card now so you can start using it. To activate, you are required to provide the information for the primary cardmember. If your account has authorized buyers, their cards will also be activated. To activate follow the steps below:
- You’re your browser and go to comenity.net/activation/biglots/pub/activate/Activate.xhtml.
- Type in your card account number and expiration date.
- Fill out your identification type and the last 4 digits of SSN.
- Fill out your zip code.
- Click “Continue”.
Voila! You have successfully activated your credit card.
How to Log into Your Big Lots Credit Card Account
- Open your browser and head over to comenity.net/ac/biglots/public/home link.
- Fill out your username and password.
- Want to stay signed in? tick “Remember Me”.
- Click “Sign In”.
Viola! You now have access to your account.
How to recover your Big Lots Credit Card Username or Password
- Open your browser and head over to comenity.net/ac/biglots/public/home.
- Next, fill out your username or Account Number, Zip Code / Postal Code, Identification Type, Last 4 Numbers of SSN.
- Click “Find My Account”.
There you go, you have successfully recovered your username and/or password.
How to pay your Big Credit Lots Card
You can pay using the following ways:
- Pay online via the card’s secure website.
- Pay through your bank.
- Send in payment by sending a mail.
- Call the card phone number, and give the agent your routing and checking number.