Best Insurance Companies – Since life is most times filed with uncertainties, that most times we can’t control, like natural disasters, fire, accident, sickness, etc., these uncertainties may also eat into our resources, thus we all need the best insurance companies to cushion the effects of these uncertainties.
Insurance offers the products we need to face the most difficult moments of our lives when they happen and it is also a way of getting prepared for the worst, because it offers a surety that the economic part of the pain will greatly be alleviated.
In choosing the best insurance companies, we have looked at the premium collections, revenue, profit, geological area, assets, etc.
How to know a good insurance company
AIG
AIG also known as American International Group offers a variety of term life insurance products aimed at meeting your needs, time frame, as well as budget. These suite of life insurance products can help in offering tax-free financial assistance to your family at your demise, and also offers built-in, no-cost living benefits you can use during your lifetime.
AIG was founded in Shanghai in 1919, and has offices in 80 different countries, and is currently headquartered in New York City. This company mainly operates in three segments including general insurance (commercial and personal insurance), life, and retirement and a technology subsidiary known as Blackboard Insurance.
AXA
AXA was founded in 1816, with several insurance companies merging to form AXA, and the company is headquartered in Paris. It stands as one of the world’s leading insurance groups, with a teeming membership of over 102 million customers in 56 countries as well as an employee base of more than 125,000.
AXA’s main businesses includes property and casualty insurance, life insurance, savings, as well as asset management.
AXA has a presence across Africa, North America, Central, and South America, Asia Pacific, Europe, and the Middle East.
AIA Group Ltd
AIA Group Ltd is the largest independent publicly listed pan-Asian life insurance group, with a vision to be the world’s pre-eminent life insurance provider. This company has a presence in 18 markets across the Asia-Pacific region.
AIA Group Ltd, for a century, has served millions of people and generations of families all around the Asia-Pacific region, including China, Australia, New Zealand, India, and Cambodia and specializes in life insurance and other financial services.
Berkshire Hathaway
Berkshire Hathaway came on board in 1889 and is linked with Warren Buffet, and is now one of the largest companies in the world. This company currently stands as one of the leading investment manager conglomerate, engaging in insurance, among other sectors like rail transportation, finance, utilities and energy, manufacturing, services, and retail via its subsidiaries.
Berkshire Hathaway provides primary insurance and reinsurance of property and casualty risks.
ING Group
Dutch multinational banking and financial services headquartered in Amsterdam was founded in 1991. ING’s primary businesses are retail banking, direct banking, commercial banking, investment banking, wholesale banking, private banking, asset management, as well as insurance services.
This company offers a range of services and serves more than 37 million clients in over 40 different countries.
Prudential Financial
Prudential Financial, Inc. was founded in 1875, to sell burial insurance to working class folks in Newark, NJ. Currently the company offers financial services throughout the United States and several locations globally. The company provides a wide variety of products and services, like life insurance, mutual funds, annuities, pension, as well as retirement related services and administration and asset management.
MetLife
With over 140 years of history, MetLife offers protection planning, retirement and savings solutions around the globe, to help you find solutions to meet your unique needs. This company, serves more than 100 million customers in more than 50 countries and is adjudged one of the world’s largest insurers and also offers services in employee benefits and annuities.
United Health Group
The United Health Group (UNH) for short serves more than 115 million people in every U.S. state and 125 countries. UNH, is among one of the most diversified health care businesses in the United States and has two business platforms which includes – UnitedHealthcare for health benefits and Optum for health services, which works hand-in-hand.
With its experience and resources in clinical care, UNH seeks to improve the performance of the health care services sector.
You can still carry out your own research to ascertain which is best for you before you commit your resources to it. The insurance coverage you choose, should be able to serve the need for which you got it for.
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