My Credit Cards Application: How To Apply For A Credit Card For The First Time

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My Credit Card Application isn’t as tough as it sounds, trust me. Taking such a bold step by applying for a Credit Card is really amazing and for that reason, we’ve got you covered on how you could actually apply for a credit card at ease and all by yourself. All you’ve got to do is pay attention, read on and discover more.

Applying for a Credit Card has various means, it all depends on which suits you best it which you’ll prefer more. For example, you could actually apply for a CC via your phone or online.

Although, you’ve got to go through some important details concerning a CC like its benefits, features, fees, and rates, its terms, and conditions too. Before getting a Credit Card, it’s compulsory to know about it’s factors.  

My Credit Cards Application

It’s great, getting to know that most Credit Cards have offers, cashback, rewards, welcome bonuses, miles points to Cardholder on eligible purchases you make and all. Some cards have the pre-qualifying stage available.

 You’ll need things like

~ Your full name.

~ Address.

~ Phone number.

~ DOB.

~ SSN etc.

 Visa Credit Card Application

The Visa Credit Card has got either traditional benefits or premium rewards. You could shop, get entertainment and drinks, etc.

Some of the visa credit cards include

Chase Freedom Unlimited

  1. Sapphire preferred Card
  2. Ink Business Unlimited
  3. Ink Business Cash
  4. United Business card
  5. Credit One bank ® Unsecured Visa With Cashback rewards
  6. Credit One Bank visa for Rebuilding credit.

The aforementioned are some of the credit card find online.

Requirements To Apply For Credit Card

Here are CC requirements:

  • You must be 18+
  • You must have a Social Security Number (SSN) or government-issued ID.
  • Your Credit History must be good.

  That’s all on that.

How To Apply For A Credit Card For The First Time

Here’s how it’s done. Although, there are different websites as there are various cards so the CC you go for depends on the website you’ll visit.

  • Go to credit-cards.com .
  • Type in the name of the credit card once the site opens.
  • Once you find the CC of your choice, click on Apply now which will take you to the Credit card’s homepage or application page.
  • Type in your personal data.
  • Type in your income details.
  • Your house address if required.
  • Then click on Submit option.

You’ll have to have in mind that the procedure may differ with some credit cards.

How To Check My Credit Card Application Status

The steps below will help you check out your CC Application Status online.

  1.  The Credit Card which you applied for, go to the cards issuers website.
  2. Search for the Credit Card category and click on it.
  3. Tap the track Application or Check application status .
  4. On the new page, type in the data.
  5. Tap on the Submit button.

Your application status will then be displayed on your screen or you could just call your customer care agent to check it out for you.

Instant Approval Credit Cards

Here is the list of instant approval CC

  • Secured MasterCard From Capital One
  • Applied Bank Secured Visa Gold Preferred
  • Indigo ® unsecured MasterCard
  • Reflex MasterCard

With these cards, long processes and extra time wouldn’t be required.

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